Nation’s Housing: Qualifying for a mortgage may be easier than you think

mortgage approval

mortgage approval Kenneth R. Harney | Los Angeles Times

When it comes to buying a house, are you in the “no way I could possibly qualify” category? Not enough cash in the bank for a down payment or closing costs? Credit scores good but not great? So much deferred student loan debt that you assume any lender would slam the door?

Join the crowd. Large numbers of Americans feel the same, in part because they read and hear that qualifying standards for mortgages are the strictest they’ve been in decades.

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