By Russ Wiles | The Arizona Republic
Doug Johnson serves as the chief financial officer of two hospitals in the Wisconsin-Minnesota border area but doesn’t consider himself to be especially tech-savvy.
Nevertheless, he was able to complete the entire mortgage-application process entirely online for an Arizona vacation home that he and his wife wanted to buy. That included shopping for interest rates and terms, inputting personal information and uploading the required supporting documents including copies of income-tax returns, pay stubs, bank statements and more.