By Jann Swanson | Mortgage News Daily
The debate over whether the Dodd-Frank Wall Street Reform and Consumer Protection Act was desperately needed or a pox upon the land survives even as its fifth birthday passed in late July and is likely to become more heated as the 2016 election nears. The structure and even the existence of its most controversial outcome, creation of the Consumer Financial Protection Bureau (CFPB), is constantly threatened by both legislation and court action.