April 15, 2024 9:32 pm
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New mortgages in 2014 plunged 31% from year before

mortgages

mortgagesBy Joe Light | The Wall Street Journal

Nonbank lenders in 2014 took their biggest share of the mortgage market since at least 1995, new data show, as several large banks pulled back on lending to all but the most pristine borrowers.

According to federal government data released Tuesday, nondepository independent mortgage companies in 2014 accounted for 47% of loans to buy homes for owner-occupants and 42% of refinancing loans. Those market shares increased from 43% and 31%, respectively, in 2013.

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