$2 million mortgage: No down payment

By Diana Olick | CNBC

If San Franciscans can afford the city’s skyrocketing rents, then they can afford the monthly payment on a $2 million mortgage. That is the logic behind a new offering from the San Francisco Federal Credit Union: Its new “POPPYLOAN” (Proud Ownership Purchase Program for You).

“We have programs to help low-income people, but for the vast majority of young professionals, there is no hope or no help for this middle-class band in San Francisco,” said Rebecca Reynolds Lytle, the credit union’s senior vice president and chief lending officer.The nonprofit credit union has 34,000 members.

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December 11, 2015

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