May 4, 2024 1:05 am
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The rate of mortgage approvals in each state; See where Arizona stacks up

By Emily Starbuck Crone and Daniel Tonkovich | NerdWallet

Millions of Americans look to mortgage loans to help them buy homes, but the number of applications — and the percentage actually getting approved and funded — varies by where you live.

To determine the states with the most mortgage purchase, not refinancing, loan applications and approvals, NerdWallet analyzed 2015 data from the Home Mortgage Disclosure Act database for each state. The HMDA requires that financial institutions report mortgage transactions to the federal government.

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