[OPINION] To spur homeownership, stop subsidizing it

(Editor’s note: Opinion pieces are published for discussions purposes only.)

The House tax bill would create about 870,000 newly available housing units over the next decade.

By Edward Pinto | The Wall Street Journal

Tax reform could make housing more affordable. Done correctly, it could increase the supply of homes by reducing federal tax subsidies for homeownership. The House’s Tax Cuts and Jobs Act furthers this aim in several ways—by raising the standard deduction, capping new loans qualifying for the mortgage-interest deduction at $500,000, eliminating the deduction on loans for second homes and the deduction on cashing out home equity, and capping the property-tax deduction at $10,000.

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December 6, 2017

affordable housing, Tax Cuts and Jobs Act

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