Changes to Freddie Mac, Fannie Mae could drive mortgage payments up $400 a month

World Property Journal

According to Zillow, proposed reforms to the government-sponsored enterprises (GSEs) that guarantee the majority of U.S. home loans could drive up monthly housing costs and diminish housing affordability for many Americans.

Congress is considering changes to Fannie Mae and Freddie Mac to reduce the risk to taxpayers if the housing market crashes again. The GSEs, which guarantee a majority of all home loans against defaults, have been under government conservatorship since 2008, when they required more than $150 billion in taxpayer funds as a result of foreclosures during the housing crisis.

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March 15, 2018

affordability, Housing

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Changes to Freddie Mac, Fannie Mae could drive mortgage payments up $400 a month

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