Five things I wish I knew before I built my house

The home-building process takes longer and costs more than you may think

By Beth DeCarbo | The Wall Street Journal

Construction on our new house was about half done when the plumber went out for nearly two weeks because a cut on his finger was badly infected. That held up the electricians, who needed to run wire for all the lights, outlets and switches. That delayed the Sheetrock installation, which delayed the painters. The shell of the house stood empty. I was tempted to drive to the plumber’s house to personally flush his hand wound and administer antibiotics.

Now, after roughly 11 months, our new home is finally finished. While building a house from the ground up has been one of the best experiences of my life, I learned some tough and expensive financial lessons along the way. Here are some of the things I wish I knew before I built my house.

Starting. Takes. Forever.

Waiting to break ground was the most frustrating part. It involved three major hurdles: Getting the floor plans approved by the development’s architectural-review committee, which meets monthly. Getting the final contract from the builder. Getting a construction loan from the bank.

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