July 15, 2025 3:36 pm
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Incentives offered to boost home sales

By Brent Ruffner | YourValley

Rate buydowns have become a mainstay in the Valley housing market as mortgage rates remain stubbornly stuck,

Sellers and builders alike have been offering up rate buydowns to make the homebuying process more affordable as rates remain about 6.8%, according to Lizy Hoeffer, a Phoenix-based loan officer at CrossCountry Mortgage.

Sellers have been offering anywhere from $10,000 to $20,000 to potential buyers to get rates down to more affordable levels. The mortgage rate could go down from 0.25% to 1% at those amounts, she said.

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