Politics and the push for homeownership

Edward Golding
Edward Golding

By Joe Light | The Wall Street Journal

As the Obama administration enters the home stretch of its second term, it isn’t shrinking from criticism of its push to expand mortgage access and homeownership for hundreds of thousands of Americans.

The Department of Housing and Urban Development on Thursday tapped senior adviser Edward Golding to head the Federal Housing Administration, an agency with direct control over borrowing costs for hundreds of thousands of cash-strapped homeowners.

The FHA this year has become a focal point of the administration’s effort to expand mortgage access. In January, the FHA lowered fees it charges borrowers, a move that the White House said would lower the homeownership bar for many.

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