Phoenix among easiest cities to get a mortgage

Screen Shot 2016-08-26 at 7.48.54 AMBy John W. Schoen | CNBC

It’s tough to get a mortgage if you have a less-then-great credit score, and some lenders will ask for more money down than others.

But a lot depends on where you live, according to a report Wednesday from the Urban Institute.

Since the housing bust in 2007, lenders have gotten much choosier about whose mortgage applications they approve. Over the last few years, credit standards have loosened a bit, but it’s still much harder to qualify than during the early-2000s boom years.

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